Here’s all the legal stuff that I’m required to provide.  Although it’s a great deal of information, it’s posted by law and will be fully enforced as detailed.

Please see each individual policy as listed below or select from the drop-down menu….

Terms of Use click here

Disclosure Policy click here

Privacy Policy click here

Return Policy click here

Terms of Service click here

Disclaimer click here

I also understand that in addition to each of the policies above, that I will be receiving digital goods (in PDF or PDF in ZIP format) and they are not hard (physical) goods.